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Financing for Assistive Technology for Seniors

Kim Furphy, D.HSc., OT, ATP

November 6, 2012

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Question

What financing is available for assistive technology for seniors?

Answer

The first step would be to contact the client's insurance company.  It is important to provide detailed documentation as to why this equipment is medically necessary for their independence, safety, etc.  

However, insurers usually do not pay for many assistive technologies despite clear evidence that it is medically necessary and that the insurance company will benefit financially over time as the client will need less assistance at home or be able to remain living at home.  New research is required to show the cost benefits of such devices to push these insurers to take another look.  

Often, churches or social groups such as Kiwanis Clubs will cover small ticket items to assist people.  Websites such as www.disableddealer.com and www.freecycle.com will sometimes have free or very reduced prices on used assistive technology items as well.

If your client has ALS, MS or MD, contact the local agencies that support these diseases for assistance.  In the case of ALS, many organizations have loaner closets set-up to support these clients.


kim furphy

Kim Furphy, D.HSc., OT, ATP

Kimberly A. Furphy was granted a Doctor of Health Science Degree with concentrations in Assistive Technology and Gerontology at the University of St. Augustine for the Health Sciences, a Master of Science Degree in Occupational Therapy from Temple University, and a Bachelor of Arts in Psychology from the University of Virginia.  She is also a certified as an Assistive Technology Practitioner by the Rehabilitation Engineering and Assistive Technology Society of North America. Her clinical and research interests include assistive technology applications in the treatment and education of individuals with physical and cognitive disabilities as well as pedagogical innovations for professionals working in the field of assistive technology.  She has worked as an Assistant/Associate Professor and is the current Program Director in the MSOT program at the Richard Stockton College of New Jersey teaching courses in assessment and treatment of the adult and geriatric populations, upper extremity rehabilitation and splinting, as well as assistive technology interventions. She has numerous presentations at the American Occupational Therapy Association’s Annual Conference and at the New Jersey Occupational Therapy Association’s Annual Conference on the topics of assistive technology and home modification and is a frequently invited lecturer at local schools and facilities on these topics. Dr. Furphy is also the author of the chapter on assessment tools for Activities of Daily Living in the book Occupational Therapy Assessment Tools: An Annotated Index, 3rd Edition. 


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