Question
What financing is available for assistive technology for seniors?
Answer
The first step would be to contact the client's insurance company. It is important to provide detailed documentation as to why this equipment is medically necessary for their independence, safety, etc.
However, insurers usually do not pay for many assistive technologies despite clear evidence that it is medically necessary and that the insurance company will benefit financially over time as the client will need less assistance at home or be able to remain living at home. New research is required to show the cost benefits of such devices to push these insurers to take another look.
Often, churches or social groups such as Kiwanis Clubs will cover small ticket items to assist people. Websites such as www.disableddealer.com and www.freecycle.com will sometimes have free or very reduced prices on used assistive technology items as well.
If your client has ALS, MS or MD, contact the local agencies that support these diseases for assistance. In the case of ALS, many organizations have loaner closets set-up to support these clients.